Check Processing Services & Merchant Check Processing Solutions

As an integrated payment processor, Premier One allows clients to accept a wide range of payment types, including checks. Now, as new forms of payment — such as those made with digital wallets stored in mobile apps — have become more popular, some merchants may question the utility of taking checks. However, accepting payments in this form can be incredibly beneficial to a business’ bottom line.

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Do You Need Check Processing Services for Your Business?

The first thing merchants should understand about processing checks is how different channels follow different protocols and procedures. For example, if customers wish to make a payment to your company via e-Check, they will need to provide you with their checking account and routing numbers. With that information, we can transfer funds from their account to the one maintained by your company within 1 to 2 business days.

That said, our services are not limited to e-Check payment processing. If your customers want to pay with paper checks, either via your point of sale (POS) system or through the mail, we can provide you with the tools necessary to do so. We’ll even give you the ability to process checks quickly and securely by converting them into Automatic Clearing House (ACH) transactions. Finally, our industry-leading services also give you the capability to accept check payments over the phone both expediently and safely.

The Benefits of Accepting Checks

Merchants can benefit from accepting checks, especially e-Checks, in several ways. According to the Federal Reserve, e-Check payments have been on the rise in recent years. This trend is meaningful for businesses in all sectors, as it virtually guarantees that a company that doesn’t accept this form of payment will find itself in the unfortunate position of having to turn away business.

This trend is also significant for organizations operating in industries where check payments (specifically, recurring check payments) are common. These include companies that work with rental, B2B sales and subscription-based services such as gyms, private schools or insurance companies.

In short, if your company doesn’t take checks, you can be sure customers will find a competitor that does.

In addition to optimizing your company’s revenues by allowing it to work with the broadest possible range of customers, taking checks can also help your organization save money. How? e-Checks are less expensive to process than credit card payments, regardless of volume. Consequently, organizations that can arrange for their highest-volume and biggest-ticket clients to pay by check can use the money they would otherwise spend on card processing fees to grow their businesses.

Moreover, partnering with an electronic check processor such as Premier One can help businesses operate more efficiently. In the past, when accepting paper checks, merchants would take the payment, hope the customer wouldn’t cancel it before funds could be transferred, then route it to their bank for deposit.

Premier One has streamlined this procedure, putting money in your company’s account with unprecedented speed. We process check transactions using the U.S. Treasury’s ultra-secure Web Application Infrastructure. The processing takes only a few days and saves businesses even more time by initiating the transfer of funds at POS and automatically generating completed deposit slips.

Why Your Company Should Partner with Premier One Payments

Once your business decides to accept checks, make Premier One Payments your electronic check processor of choice. With 28 years of experience working in the merchant services industry, we’ve established a reputation for expedient processing and attentive customer service in an industry that isn’t known for either. As a result, the majority of our clients come to us by referral.

Premier One prides itself on working with organizations that the big banks consider “high risk,” such as e-cigarette retailers, payday loan companies and collection agencies. And we provide payment processing services at fair rates that help businesses succeed, not collapse, no matter how razor-thing their profit margins.

We also have programs in place that help our merchants protect themselves from chargebacks, both in the physical and online spaces. And as we provide credit card, check and mobile payment processing within both the United States and offshore markets, we can give your company the tools it needs to grow and thrive.

We understand that a lot of blood, sweat and tears go into making a company great. For that reason, we maintain business-friendly policies such as waiving set-up fees and not penalizing our high-volume clients for their success. And, because we know that time is money, we approve 98.7 percent of the merchant applications we receive within 48 hours.

Moreover, all of our clients enjoy access to experienced and responsive merchant account experts via phone and email. They make it their top priority to resolve any payment issues you have as quickly as possible.

If you want your company to realize its full potential by partnering with Premier One and taking full advantage of our check processing services, contact us today.

Learn More about Premier One and Our Chargeback Protection Solutions

Premier One has been offering merchant services for nearly three decades.  We offer multiple solutions and can customize one for you. Contact us today to discuss your business’ unique payment processing needs and put the power of Premier One’s experience in your corner.

Payment Processing

  • E-Check
  • Chargeback Protection
  • Credit Card Processing
  • Mobile Payments
  • Multiple Payment Solutions

Merchant Account Experts

  • Fast Merchant Account Approval
  • High Risk Accounts
  • Domestic or Offshore Merchant Account
  • POS/Terminals
  • No Set Up Fees


  • We’re not just credit cards. And neither is your business. By providing eCheck options to customers, you increase business… and the speed at which you get paid!


  • High-volume, high risk merchant processing solutions include load-balancing gateways and multiple MIDS. Beyond secure terminals and speedy payments, you’ll have the support of a high-risk specialist on your speed-dial.


Premier One gives every business the merchant services they need so they can grow in volume, profitability and reputation.

Experience a whole new world of business freedom.

Contact us to apply today.